Author: Luke Petach

Redi Reports

The Decline of Local Banking in the United States

  • October 2017
The share of deposits held in locally-owned banks has fallen steadily in the US and in Colorado since the 1990s. This shift has hit already-underserved rural Colorado counties especially A decline in local bank shares imposes welfare costs on consumers and business ventures seeking financial services, and contributes to macroeconomic Since the Great Recession of 2007-2009, the United States’ banking system has been the subject of much attention.…
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Redi Reports

Local Labor Market Inequality and Mass Incarceration

  • October 2019
Using local-level data on incarceration rates by race, we explore the relationship between income inequality, poverty, and incarceration at the commuting zone level from 1950 to the present. We find that labor markets with higher levels of inequality experienced larger increases in overall incarceration, and that relative rates of poverty play a key role in explaining the differential effects of mass incarceration across race.…
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Colorado State University Extension is an equal opportunity provider. | Colorado State University does not discriminate on the basis of disability and is committed to providing reasonable accommodations. | CSU’s Office of Engagement and Extension ensures meaningful access and equal opportunities to participate to individuals whose first language is not English.

Colorado State University Extension es un proveedor que ofrece igualdad de oportunidades. | Colorado State University no discrimina por motivos de discapacidad y se compromete a proporcionar adaptaciones razonables. | Office of Engagement and Extension de CSU garantiza acceso significativo e igualdad de oportunidades para participar a las personas quienes su primer idioma no es el inglés.

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