Keyword: Banking

Redi Reports

The Role of Bank and Non-Bank Lenders in making Paycheck Protection Program (PPP) Loans to Small Businesses in Fort Collins, CO.

  • July 2023
This research focuses on small businesses in Fort Collins, CO that received loans through the PPP. We find that non-bank lenders (LLCs and credit unions) were an important source of loans, especially for the “smallest” businesses (those with 5 or fewer employees) that received loans at later stages of the loan disbursement process.…
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Redi Reports

The Decline of Local Banking in the United States

  • October 2017
The share of deposits held in locally-owned banks has fallen steadily in the US and in Colorado since the 1990s. This shift has hit already-underserved rural Colorado counties especially A decline in local bank shares imposes welfare costs on consumers and business ventures seeking financial services, and contributes to macroeconomic Since the Great Recession of 2007-2009, the United States’ banking system has been the subject of much attention.…
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